Loan modifications for San Mateo homeowners

Banks less willing to modifiy

We're finding - right now - that banks are less willing to help with a loan modification and are more ready to foreclose.  The programs the government has set up aren't working for most homeowners and haven't been for awhile.  

Be proactive

The question to ask yourself is: Do I want to keep my house?
If the answer is yes, you must get active.  

I have clients that say to me, "But the bank hasn't called back."  You can't wait for them to call back!  You have to call them again.  And again.  

Wells Fargo Home Preservation Workshop 

Wells Fargo's team is coming to the Oakland Convention Center on March 14 and 15.  Be there.  Registration is open.  

Register by phone:1-800-405-8067 or online at Wells Fargo Home Mortgage Events.  

Bank of America Customer Assistance Center

There's an office right here in San Mateo.  Call them to make an appointment
650-581-8868. 

Bring all your Paperwork

If you've been working on a loan modification, go through that stack of paperwork and update all of it.  Make sure everything has a date within the past 30 days.

If you haven't been, it's okay!  Here's a list of what to bring: 

Request for Modification and Affidavit (RMA)
Request for Transcript of Tax Return (IRS Form 4506-T)
Dodd-Frank Certification Form 
Hardship Letter

Read these documents carefully and have them filled out before you get to your appointment.

If your answer is:  I don't want to keep my house, that's okay.  Call me I'm here to help.

Vicki Moore
San Mateo Real Estate Blog
call/text      650-888-9268        
Vicki[@]Call Vicki.com          

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